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Privacy Policy

Effective Date: 1 January 2026

Credsy Finance (“we”, “our”, “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.credsyfinance.com or use our services.


1. Information We Collect

We may collect the following information when you visit our website or apply for our services:

a) Personal Information

  • Full Name
  • Mobile Number
  • Email Address
  • PAN Card details
  • Aadhaar details (if required)
  • Income & employment details
  • Bank-related information

b) Non-Personal Information

  • IP address
  • Browser type
  • Device information
  • Website usage data

2. How We Use Your Information

We use your information to:

  • Process loan and financial service applications
  • Connect you with banks and NBFC partners
  • Verify identity and eligibility
  • Improve our website and services
  • Communicate updates, offers, and important information
  • Comply with legal and regulatory requirements

3. Sharing of Information

We do not sell your personal data.

Your information may be shared only with:

  • Banks & NBFCs for loan processing
  • Credit bureaus (as required)
  • Government or regulatory authorities

All partners are required to keep your information confidential.

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal data against unauthorized access, misuse, or disclosure.

However, no method of transmission over the internet is 100% secure.

5. Cookies Policy

Our website may use cookies to:

  • Enhance user experience
  • Analyze website traffic
  • Improve functionality

You can choose to disable cookies through your browser settings.

6. Third-Party Links

Our website may contain links to third-party websites (banks, NBFCs). We are not responsible for the privacy practices of those websites.

7. Your Rights

You have the right to:

  • Access your personal data
  • Request correction or deletion
  • Withdraw consent at any time

To exercise your rights, contact us at the details below.

8. Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised effective date.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us: